Do I need specialist Camper Van insurance in UK ?
One of the questions we get asked a lot is about Campervan insurance. A lot of companies won’t want to insure you if it is an unprofessional conversion or self build, or they will charge such a high premium that it can be uneconomical for you.
However, there are quite a few independent insurers that treat everything on an individual basis and specialise in camper and motorhomes. In most cases there are discounts for limited mileage and also take into account the contents, because a lot of people customise with some very high value items inside!
How can I reduce the cost of VW insurance UK?
Other things to consider when arranging your VW insurance are:
European Travel Cover: Last thing you want is to arrange a road trip to find you are not covered in your destination country.
Discounts: For recognised web forum or camper van owners clubs there can be around 15% discounts for members.
Cover Value: There is a difference between ‘Agreed Value Cover’ and ‘True Value Cover’ if you suffer a total write off and only get the agreed value that could put you back a lot to replace all the modifications you made.
Limited Mileage discounts: If you are not going to use your camper all year then this will help you budget.
Import Camper Insurance: Make sure you have this special policy if you have an imported Camper.